DFC First Bank MD and CEO V Vaidyanathan has said digital infrastructure will have a transformative impact on leaders of tomorrow. "The impact cannot be overstated. With digital connectivity, including Aadhaar and Bharat's optic network, India has achieved a remarkable feat, formalising the economy, notably for MSMEs. Over 100 million merchants now deal digitally through QR codes, facilitating trade and enabling micro-businesses.