![Safari Thorium Neo 8-Wheel Luggage Set Trolley Bags (Set of 3) at just Rs. 5,599 [MRP 29,100]](https://savefree.in/uploads/images/202409/image_870x580_66f63845060f0.webp?#)
Illness non-disclosure key to claim rejection
Non-disclosure of existing health conditions is the main reason for insurers to reject claims. Around 25% of health insurance claims are rejected because the insured had pre-existing conditions like diabetes or hypertension, which were not disclosed at the time of purchase. Another 25% of claims rejections are because policyholders were unaware of the terms of cover and claimed for OPD (outpatient department) or other treatment excluded under the policy.
Non-disclosure of existing health conditions is the main reason for insurers to reject claims. Around 25% of health insurance claims are rejected because the insured had pre-existing conditions like diabetes or hypertension, which were not disclosed at the time of purchase. Another 25% of claims rejections are because policyholders were unaware of the terms of cover and claimed for OPD (outpatient department) or other treatment excluded under the policy. 
![Handmade Brown Mango Wood Chopping Board At just Rs. 89 [MRP 599]](http://savefree.in/uploads/images/202303/image_870x580_641bf7e9c2206.jpg?#)
