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'India non-bank lenders must watch underwriting, concentration risks'
India's non-banking financial companies (NBFCs) should be cautious about underwriting practices and risks arising from lending concentrated in one segment. Maintaining loan portfolio quality is crucial, while being mindful of risks associated with consumer loans and technology. The official also warned about regulatory breaches by peer-to-peer (P2P) lenders and irresponsible practices by micro lenders catering to lower income segments.
India's non-banking financial companies (NBFCs) should be cautious about underwriting practices and risks arising from lending concentrated in one segment. Maintaining loan portfolio quality is crucial, while being mindful of risks associated with consumer loans and technology. The official also warned about regulatory breaches by peer-to-peer (P2P) lenders and irresponsible practices by micro lenders catering to lower income segments. 
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