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RBI pushes for OTP alternatives
RBI will review Aadhaar Enabled Payment System (AePS) due to fingerprint cloning fraud. Governor Shaktikanta Das stated AePS served 37 crore citizens in 2023. To enhance security, proposals include stricter due diligence, fraud risk management protocols, and exploring alternatives to SMS-based OTP for authentication.
RBI will review Aadhaar Enabled Payment System (AePS) due to fingerprint cloning fraud. Governor Shaktikanta Das stated AePS served 37 crore citizens in 2023. To enhance security, proposals include stricter due diligence, fraud risk management protocols, and exploring alternatives to SMS-based OTP for authentication. 
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