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Using a credit card? From usage beyond limit to overlimit fees - top queries answered based on RBI’s new FAQs
Credit cards offer a convenient means to manage finances and enhance financial well-being. By using credit cards responsibly, individuals can build a positive credit history and improve their financial habits. RBI guidelines state that credit cards can only be used beyond the approved limit with explicit consent from the cardholder to avoid over-limit charges.
Credit cards offer a convenient means to manage finances and enhance financial well-being. By using credit cards responsibly, individuals can build a positive credit history and improve their financial habits. RBI guidelines state that credit cards can only be used beyond the approved limit with explicit consent from the cardholder to avoid over-limit charges. 
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